{"id":1141,"date":"2025-04-30T17:12:31","date_gmt":"2025-04-30T17:12:31","guid":{"rendered":"https:\/\/finzexpert.com\/blog\/friendly-stable-trend-continues-for-mortgage-rates\/"},"modified":"2025-04-30T17:12:31","modified_gmt":"2025-04-30T17:12:31","slug":"friendly-stable-trend-continues-for-mortgage-rates","status":"publish","type":"post","link":"https:\/\/finzexpert.com\/blog\/friendly-stable-trend-continues-for-mortgage-rates\/","title":{"rendered":"Friendly, Stable Trend Continues For Mortgage Rates"},"content":{"rendered":"<p> <\/p>\n<div>\n<p>It&#8217;s now been more than a week since mortgage rates ended the day higher than the previous day.\u00a0 And we haven&#8217;t recovered quite as much lost ground as 10yr Treasury yields, we&#8217;re getting pretty close to fully re-entering the narrow range that persisted before the April 2nd tariff announcement.\u00a0<\/p>\n<p><iframe class=\"article-chart\" src=\"https:\/\/www.mortgagenewsdaily.com\/charts\/embed\/mtg-rates-thirty-year-full\"><\/iframe><\/p>\n<p>Depending on one&#8217;s worldview, tariffs could be a good or bad thing.\u00a0 Let&#8217;s just say they&#8217;re a thing that can be good in the right applications and that the initial roll-out of the tariff plan was too much of a good thing.\u00a0 The early April rate spike was due to fallout from that realization and the recovery has coincided with a more measured approach toward more sustainable trading relationships.<\/p>\n<p>Of course there&#8217;s much left to be determined and solidified, but whereas the bond market (and thus, rates) was a bit panicked at first, the balance of official communications has afforded traders more confidence.\u00a0 In addition, most traders assume there will be a near-term economic toll to pay as trade relationships are re-worked, and when markets expect weaker economic data, it puts downward pressure on rates, all other things being equal.<\/p>\n<p>Things aren&#8217;t exactly equal in this case. Inflation pushes rates higher and there is definitely some fear that tariffs will cause a surge in inflation&#8211;temporary or otherwise.\u00a0 As this push and pull between the economy and inflation is increasingly resolved in the objective data, rates will have a better sense of where they&#8217;ll settle out.<\/p>\n<p>As for today specifically, it was a modest victory for rates. Much like yesterday, it didn&#8217;t change things enough for most borrowers to see a big difference from the previous day, but on average, things are moving in the right direction. NOTE: there&#8217;s never a guarantee that things will continue to move in any given direction. Tomorrow&#8217;s movement could have more to do with the morning&#8217;s economic data than anything.<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s now been more than a week since mortgage rates ended the day higher than the previous day.\u00a0 And we haven&#8217;t recovered quite as much lost ground as 10yr Treasury yields, we&#8217;re getting pretty close to fully re-entering the narrow range that persisted before the April 2nd tariff announcement.\u00a0 Depending on one&#8217;s worldview, tariffs could [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1142,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[158,902,153,154,903,904],"class_list":["post-1141","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan","tag-continues","tag-friendly","tag-mortgage","tag-rates","tag-stable","tag-trend"],"_links":{"self":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/1141","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/comments?post=1141"}],"version-history":[{"count":0,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/1141\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media\/1142"}],"wp:attachment":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media?parent=1141"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/categories?post=1141"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/tags?post=1141"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}