{"id":1269,"date":"2025-06-22T03:40:25","date_gmt":"2025-06-22T03:40:25","guid":{"rendered":"https:\/\/finzexpert.com\/blog\/mortgage-rates-hold-steady\/"},"modified":"2025-06-22T03:40:25","modified_gmt":"2025-06-22T03:40:25","slug":"mortgage-rates-hold-steady","status":"publish","type":"post","link":"https:\/\/finzexpert.com\/blog\/mortgage-rates-hold-steady\/","title":{"rendered":"Mortgage Rates Hold Steady"},"content":{"rendered":"\n<div>\n<p>With Thursday being a federal holiday, banks (and more importantly, the underlying market for mortgage related bonds) were closed.\u00a0 This means that lenders were not able to update mortgage rates.\u00a0 It turns out that it wouldn&#8217;t have mattered either way as the average lender has barely budged from Wednesday&#8217;s levels.\u00a0<\/p>\n<p>But let&#8217;s not miss an opportunity to deliver news that&#8217;s technically good even if only just.\u00a0 Over the past 3 business days, average rates have fallen 0.05%.\u00a0 This keeps us close to the lowest levels seen since April 4th with top tier 30yr fixed scenarios at 6.86 on the MND daily rate index.<\/p>\n<p>Given some of the news headlines this week, it bears repeating that this week&#8217;s Fed announcement has nothing to do with rates holding steady.\u00a0 In fact, even if the Fed had cut rates (which was not seen as even a remote possibility by financial markets), mortgage rates could just as easily have moved higher.\u00a0\u00a0<\/p>\n<p><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>With Thursday being a federal holiday, banks (and more importantly, the underlying market for mortgage related bonds) were closed.\u00a0 This means that lenders were not able to update mortgage rates.\u00a0 It turns out that it wouldn&#8217;t have mattered either way as the average lender has barely budged from Wednesday&#8217;s levels.\u00a0 But let&#8217;s not miss an [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1270,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[383,153,154,769],"class_list":["post-1269","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan","tag-hold","tag-mortgage","tag-rates","tag-steady"],"_links":{"self":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/1269","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/comments?post=1269"}],"version-history":[{"count":0,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/1269\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media\/1270"}],"wp:attachment":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media?parent=1269"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/categories?post=1269"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/tags?post=1269"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}