{"id":2431,"date":"2025-12-16T20:18:00","date_gmt":"2025-12-16T20:18:00","guid":{"rendered":"https:\/\/finzexpert.com\/blog\/mortgage-rates-only-slightly-lower-but-volatility-risks-remain\/"},"modified":"2025-12-16T20:18:00","modified_gmt":"2025-12-16T20:18:00","slug":"mortgage-rates-only-slightly-lower-but-volatility-risks-remain","status":"publish","type":"post","link":"https:\/\/finzexpert.com\/blog\/mortgage-rates-only-slightly-lower-but-volatility-risks-remain\/","title":{"rendered":"Mortgage Rates Only Slightly Lower, But Volatility Risks Remain"},"content":{"rendered":"\n<div>\n<p>There was a decent chance that rates would have made a fairly big move today in response to the release of November&#8217;s jobs report. This is the most important economic data as far as rates are concerned and today&#8217;s was the first full release since before the government shutdown.<\/p>\n<p>In general, weaker employment data promotes lower rates and vice versa. While today&#8217;s jobs report was weaker on balance, it wasn&#8217;t weak enough to unequivocally shift the narrative of a labor market that is merely cooling in a gradual and manageable way.<\/p>\n<p>The average lender moved back down to levels that were close to those seen last Thursday. In the bigger picture, rates are in a consolidation pattern inside the same relatively narrow range seen since early September.<\/p>\n<p><\/p>\n<p>Volatility remains a risk as the week progresses. If there&#8217;s one additional report the market may be waiting to see before trading today&#8217;s jobs report more aggressively, it&#8217;s this Thursday&#8217;s Consumer Price Index (CPI). This is the heaviest hitting monthly inflation report and inflation is the other half of the Fed&#8217;s rate-setting equation.<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>There was a decent chance that rates would have made a fairly big move today in response to the release of November&#8217;s jobs report. This is the most important economic data as far as rates are concerned and today&#8217;s was the first full release since before the government shutdown. In general, weaker employment data promotes [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2432,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[153,154,261,1872,256,566],"class_list":["post-2431","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan","tag-mortgage","tag-rates","tag-remain","tag-risks","tag-slightly","tag-volatility"],"_links":{"self":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/2431","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/comments?post=2431"}],"version-history":[{"count":0,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/2431\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media\/2432"}],"wp:attachment":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media?parent=2431"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/categories?post=2431"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/tags?post=2431"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}