{"id":2467,"date":"2025-12-22T22:23:49","date_gmt":"2025-12-22T22:23:49","guid":{"rendered":"https:\/\/finzexpert.com\/blog\/mortgage-rates-hold-steady-to-start-holiday-shortened-week\/"},"modified":"2025-12-22T22:23:49","modified_gmt":"2025-12-22T22:23:49","slug":"mortgage-rates-hold-steady-to-start-holiday-shortened-week","status":"publish","type":"post","link":"https:\/\/finzexpert.com\/blog\/mortgage-rates-hold-steady-to-start-holiday-shortened-week\/","title":{"rendered":"Mortgage Rates Hold Steady to Start Holiday-Shortened Week"},"content":{"rendered":"<p> <\/p>\n<div>\n<p>Mortgage rates are tied to movement in the bond market and bonds were close enough to Friday&#8217;s levels that mortgage rates were essentially unchanged today. This keeps the average lender in the lower portion of the narrow range seen over the past 4 months.\u00a0 If rates manage to move noticeably lower from here, they&#8217;ll be challenging the lowest levels in more than 3 years.<\/p>\n<p>Meaningful momentum may be hard to come by over the next 2 weeks. During that time, the bond market will be fully closed for 2 days, partially closed on 2 days, and much lighter in volume and participation for the rest of the time. This can lead to random, small-scale volatility but it rarely results in lasting momentum. For that, we&#8217;ll be waiting until the major econ data begins coming out in January&#8211;most notably the Jan 9th jobs report.<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates are tied to movement in the bond market and bonds were close enough to Friday&#8217;s levels that mortgage rates were essentially unchanged today. This keeps the average lender in the lower portion of the narrow range seen over the past 4 months.\u00a0 If rates manage to move noticeably lower from here, they&#8217;ll be [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2468,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[383,2278,153,154,257,769,258],"class_list":["post-2467","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan","tag-hold","tag-holidayshortened","tag-mortgage","tag-rates","tag-start","tag-steady","tag-week"],"_links":{"self":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/2467","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/comments?post=2467"}],"version-history":[{"count":0,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/2467\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media\/2468"}],"wp:attachment":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media?parent=2467"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/categories?post=2467"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/tags?post=2467"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}