{"id":2557,"date":"2026-01-06T22:02:22","date_gmt":"2026-01-06T22:02:22","guid":{"rendered":"https:\/\/finzexpert.com\/blog\/mortgage-rates-barely-budge-but-volatility-risk-is-increasing\/"},"modified":"2026-01-06T22:02:22","modified_gmt":"2026-01-06T22:02:22","slug":"mortgage-rates-barely-budge-but-volatility-risk-is-increasing","status":"publish","type":"post","link":"https:\/\/finzexpert.com\/blog\/mortgage-rates-barely-budge-but-volatility-risk-is-increasing\/","title":{"rendered":"Mortgage Rates Barely Budge, But Volatility Risk is Increasing"},"content":{"rendered":"<p> <\/p>\n<div>\n<p>Mortgage rates have been effectively unchanged for 5 straight days now. During that time, the MND 30yr fixed rate index hasn&#8217;t moved by more than 0.01%. The average borrower would see almost exactly the same terms on any of these days.<\/p>\n<p>The absence of volatility isn&#8217;t much of a surprise given the time of year and the lack of important economic data. But that changes tomorrow with the release of two labor market reports and ISM&#8217;s service sector report.<\/p>\n<p>Individually, none of these are as heavy hitting as Friday&#8217;s forthcoming jobs report, but if they all sing a similar tune, it could definitely get rates moving (for better or worse).\u00a0 Specifically, if the data is stronger, it would likely push rates higher and vice versa.<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates have been effectively unchanged for 5 straight days now. During that time, the MND 30yr fixed rate index hasn&#8217;t moved by more than 0.01%. The average borrower would see almost exactly the same terms on any of these days. The absence of volatility isn&#8217;t much of a surprise given the time of year [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2558,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[932,1124,2535,153,154,778,566],"class_list":["post-2557","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan","tag-barely","tag-budge","tag-increasing","tag-mortgage","tag-rates","tag-risk","tag-volatility"],"_links":{"self":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/2557","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/comments?post=2557"}],"version-history":[{"count":0,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/2557\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media\/2558"}],"wp:attachment":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media?parent=2557"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/categories?post=2557"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/tags?post=2557"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}