{"id":2621,"date":"2026-01-13T21:49:00","date_gmt":"2026-01-13T21:49:00","guid":{"rendered":"https:\/\/finzexpert.com\/blog\/mortgage-rates-now-solidly-back-above-6\/"},"modified":"2026-01-13T21:49:00","modified_gmt":"2026-01-13T21:49:00","slug":"mortgage-rates-now-solidly-back-above-6","status":"publish","type":"post","link":"https:\/\/finzexpert.com\/blog\/mortgage-rates-now-solidly-back-above-6\/","title":{"rendered":"Mortgage Rates Now Solidly Back Above 6%"},"content":{"rendered":"<p> <\/p>\n<div>\n<p>According to our chart of MND&#8217;s mortgage rate index, 30yr fixed rates bottomed at 6.01% yesterday, but that&#8217;s because the chart logs the day&#8217;s latest entry.\u00a0 On Friday, until late in the day, the chart showed a rate of 5.99%. It was only after several lenders raised rates in the afternoon that the index moved up to 6.06%. Today&#8217;s rates ended up just a hair higher than that at 6.07%.<\/p>\n<p>Most of the underlying market weakness that accounts for today&#8217;s jump occurred yesterday afternoon. Lenders who raised rates yesterday afternoon offered roughly comparable rates this morning.\u00a0<\/p>\n<p>Things might have ended up worse today had it not been for a reasonably well-received CPI report (Consumer Price Index). This important data showed inflation remaining in check in December, with the most closely-watched metrics coming in just below the median forecast.\u00a0<\/p>\n<p>Lower inflation is good for rates, all else equal, but inflation isn&#8217;t falling fast enough to have a big impact in the short term. In today&#8217;s case, it did more to help the bond market avoid losing ground than it did to spark a new rally.<\/p>\n<p><iframe class=\"article-chart\" src=\"https:\/\/www.mortgagenewsdaily.com\/charts\/embed\/mtg-rates-thirty-year-full\"><\/iframe><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>According to our chart of MND&#8217;s mortgage rate index, 30yr fixed rates bottomed at 6.01% yesterday, but that&#8217;s because the chart logs the day&#8217;s latest entry.\u00a0 On Friday, until late in the day, the chart showed a rate of 5.99%. It was only after several lenders raised rates in the afternoon that the index moved [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2622,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[153,154,2593],"class_list":["post-2621","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan","tag-mortgage","tag-rates","tag-solidly"],"_links":{"self":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/2621","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/comments?post=2621"}],"version-history":[{"count":0,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/2621\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media\/2622"}],"wp:attachment":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media?parent=2621"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/categories?post=2621"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/tags?post=2621"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}