{"id":3405,"date":"2026-04-15T19:52:42","date_gmt":"2026-04-15T19:52:42","guid":{"rendered":"https:\/\/finzexpert.com\/blog\/mortgage-rates-essentially-sideways-at-recent-lows\/"},"modified":"2026-04-15T19:52:42","modified_gmt":"2026-04-15T19:52:42","slug":"mortgage-rates-essentially-sideways-at-recent-lows","status":"publish","type":"post","link":"https:\/\/finzexpert.com\/blog\/mortgage-rates-essentially-sideways-at-recent-lows\/","title":{"rendered":"Mortgage Rates Essentially Sideways at Recent Lows"},"content":{"rendered":"<p> <\/p>\n<div>\n<p>On Tuesday, the average top-tier 30yr fixed mortgage rate hit the lowest level in exactly 4 weeks. If you&#8217;re not interested in splitting hairs, today&#8217;s rates are essentially the same. Although our official average is 0.01% higher, that&#8217;s such a small change that many of today&#8217;s rate quotes will look the same as yesterday&#8217;s.\u00a0<\/p>\n<p>In the bigger picture, these rates are about halfway between the highs seen in late March and the lowest rates in more than 3 years seen at the end of February.<\/p>\n<p>The bond market (which dictates rates) remains focused on developments in the Iran war, but there&#8217;s an ever-higher bar for relevant news. At this point the average war update is not having a noticeable impact. It will take a material change in the status of the war and a clear response in energy prices to catch the bond market&#8217;s attention.<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>On Tuesday, the average top-tier 30yr fixed mortgage rate hit the lowest level in exactly 4 weeks. If you&#8217;re not interested in splitting hairs, today&#8217;s rates are essentially the same. Although our official average is 0.01% higher, that&#8217;s such a small change that many of today&#8217;s rate quotes will look the same as yesterday&#8217;s.\u00a0 In [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3406,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[3174,732,153,154,2641],"class_list":["post-3405","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan","tag-essentially","tag-lows","tag-mortgage","tag-rates","tag-sideways"],"_links":{"self":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/3405","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/comments?post=3405"}],"version-history":[{"count":0,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/3405\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media\/3406"}],"wp:attachment":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media?parent=3405"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/categories?post=3405"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/tags?post=3405"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}