{"id":3563,"date":"2026-04-30T19:59:00","date_gmt":"2026-04-30T19:59:00","guid":{"rendered":"https:\/\/finzexpert.com\/blog\/mortgage-rates-recover-some-of-yesterdays-losses\/"},"modified":"2026-04-30T19:59:00","modified_gmt":"2026-04-30T19:59:00","slug":"mortgage-rates-recover-some-of-yesterdays-losses","status":"publish","type":"post","link":"https:\/\/finzexpert.com\/blog\/mortgage-rates-recover-some-of-yesterdays-losses\/","title":{"rendered":"Mortgage Rates Recover Some of Yesterday&#8217;s Losses"},"content":{"rendered":"<p> <\/p>\n<div>\n<p>Mortgage rates spiked on Wednesday (yesterday) after reports suggested a prolonged blockade of the Strait of Hormuz. As has been the case for most of the past 2 months, interest rate movement was clearly correlated with oil prices.<\/p>\n<p>Now today, both are moving back in the other direction though not for reasons that are as obvious as yesterday&#8217;s. The rally began just after 2am ET with both oil prices and bond yields dropping in concert. Lower bond yields mean lower rates, all else equal.<\/p>\n<p>After hitting 6.50% for top-tier 30yr fixed rates, the average lender is back down to 6.45&#8211;roughly where they were yesterday morning before a round of mid-day increases in the afternoon.<\/p>\n<p><iframe class=\"article-chart\" src=\"https:\/\/www.mortgagenewsdaily.com\/charts\/embed\/mtg-rates-thirty-year-full\"><\/iframe><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates spiked on Wednesday (yesterday) after reports suggested a prolonged blockade of the Strait of Hormuz. As has been the case for most of the past 2 months, interest rate movement was clearly correlated with oil prices. Now today, both are moving back in the other direction though not for reasons that are as [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3564,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[476,153,154,2044,3277],"class_list":["post-3563","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan","tag-losses","tag-mortgage","tag-rates","tag-recover","tag-yesterdays"],"_links":{"self":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/3563","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/comments?post=3563"}],"version-history":[{"count":0,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/3563\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media\/3564"}],"wp:attachment":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media?parent=3563"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/categories?post=3563"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/tags?post=3563"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}