{"id":3673,"date":"2026-05-11T20:11:34","date_gmt":"2026-05-11T20:11:34","guid":{"rendered":"https:\/\/finzexpert.com\/blog\/mortgage-rates-rising-to-start-new-week\/"},"modified":"2026-05-11T20:11:34","modified_gmt":"2026-05-11T20:11:34","slug":"mortgage-rates-rising-to-start-new-week","status":"publish","type":"post","link":"https:\/\/finzexpert.com\/blog\/mortgage-rates-rising-to-start-new-week\/","title":{"rendered":"Mortgage Rates Rising to Start New Week"},"content":{"rendered":"<p> <\/p>\n<div>\n<p>Last week was decidedly stronger for mortgage rates as they either held steady or moved lower on 5 out of 5 days. All told, it was a 0.14% drop from the previous week in terms of the average top-tier 30yr fixed rate.\u00a0<\/p>\n<p>The new week is starting out in opposite fashion with rates moving up 0.07% today alone. This follows news over the weekend that Trump rejected Iran&#8217;s counterproposal to end the war. In general, the longer the war continues, the higher oil prices will remain.\u00a0<\/p>\n<p>Oil price don&#8217;t dictate rates, but there&#8217;s currently a lot of correlation due to inflation implications. Oil naturally impacts the cost to ship goods, so a rapid spike in oil prices increases inflation. Rates are based on bonds, and bonds hate inflation. In fact, inflation is technically a component of bond yields (aka &#8220;rates&#8221;).<\/p>\n<p>Despite the rocky start to the week, we&#8217;re not necessarily destined to move in one direction or the other. Everything depends on progress toward peace, or lack thereof. To a lesser extent, this week&#8217;s incoming economic data can also have an impact. Coincidentally, much of that data focuses on inflation for the month of April.<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Last week was decidedly stronger for mortgage rates as they either held steady or moved lower on 5 out of 5 days. All told, it was a 0.14% drop from the previous week in terms of the average top-tier 30yr fixed rate.\u00a0 The new week is starting out in opposite fashion with rates moving up [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3674,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[153,154,946,257,258],"class_list":["post-3673","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan","tag-mortgage","tag-rates","tag-rising","tag-start","tag-week"],"_links":{"self":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/3673","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/comments?post=3673"}],"version-history":[{"count":0,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/3673\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media\/3674"}],"wp:attachment":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media?parent=3673"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/categories?post=3673"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/tags?post=3673"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}