{"id":4155,"date":"2026-06-30T20:08:52","date_gmt":"2026-06-30T20:08:52","guid":{"rendered":"https:\/\/finzexpert.com\/blog\/mortgage-rates-edge-modestly-higher\/"},"modified":"2026-06-30T20:08:52","modified_gmt":"2026-06-30T20:08:52","slug":"mortgage-rates-edge-modestly-higher","status":"publish","type":"post","link":"https:\/\/finzexpert.com\/blog\/mortgage-rates-edge-modestly-higher\/","title":{"rendered":"Mortgage Rates Edge Modestly Higher"},"content":{"rendered":"<p> <\/p>\n<div>\n<p>Starting last Thursday, mortgage rates have barely budged. In terms of our 30yr fixed index, the maximum day-over-day change has been 0.02% since then. The past 3 business days have seen rates either hold steady or move cautiously lower. Today&#8217;s rates moved higher, but at just as slow a pace.<\/p>\n<p>The underlying bond market primarily took cues from trading motivations that didn&#8217;t have anything to do with typical considerations like economic data and news headlines. As we discussed last week, some of the world&#8217;s biggest investment accounts have been in the process of rebalancing their portfolios for the end of Q2. This was helpful for rates last week, but the opposite was true today.<\/p>\n<p>To a lesser extent, bonds lost some ground after this morning&#8217;s job openings data for the month of May. It showed more job openings than the median forecast expected, which is generally bad for bonds\/rates, but Thursday&#8217;s jobs report for June is a more meaningful report with more power to cause volatility.<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Starting last Thursday, mortgage rates have barely budged. In terms of our 30yr fixed index, the maximum day-over-day change has been 0.02% since then. The past 3 business days have seen rates either hold steady or move cautiously lower. Today&#8217;s rates moved higher, but at just as slow a pace. The underlying bond market primarily [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4156,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[873,212,2163,153,154],"class_list":["post-4155","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan","tag-edge","tag-higher","tag-modestly","tag-mortgage","tag-rates"],"_links":{"self":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/4155","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/comments?post=4155"}],"version-history":[{"count":0,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/posts\/4155\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media\/4156"}],"wp:attachment":[{"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/media?parent=4155"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/categories?post=4155"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finzexpert.com\/blog\/wp-json\/wp\/v2\/tags?post=4155"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}